Resilient community endowments pool for interest-free shopkeeper credit. INTERNAL VOUCHERS: Q-VITU for shop commodities; Q-PESA for interest-free cash loans; Q-WAQF for endowments and investments; Q-RISK for the pool's risk management fund; Q-DUKA for shopkeeper withdrawals; and Q-ADMIN for pool management. EXTERNAL VOUCHERS: LOLA for participating chama; and cUSD for stable coin. Pool Curator Contact: email - abdulhmk@gmail.com WhatsApp - +254729351383