Grassroots Economics' is building and supporting systems that empower communities to digitally create their own financial systems based on local goods and services in regional markets that are built from the ground up. Sarafu Network is the premier CIC system in Kenya.

Distributed ledger technology provides underlying protocols to secure user accounts and USSD technology enables any cell phone (even without internet) to have access. Read about our Open source software and blockchain.


  1. Sarafu-Network infrastructure is supported by service fees and humanitarian orgs and allows anyone to access the network.
  2. The more that vouchers on Sarafu-Network circulate the more it builds resilient local economies and support vulnerable households.
  3. Gradual expiration of Vouchers encourage users to keep the economy moving. These expired vouchers are renewed and collected by Voucher issuers to support reissuance and keep a stable supply.
  4. UsersAnonymous Voucher trade data can give Humanitarian organizations a way to identify weak spots for capacity building and support communities for their measurable impacts.
  5. Note that Voucher issuers are required to redeem vouchers for their goods or services not Kenyan shillings.

Create your own Voucher and build your own Community Inclusion Currency (CIC)

  1. An organization or community group identifies projects and productive capacity (goods and services) that will back their Voucher which will act as a mutual credit for that community.

The full Sarafu Network

  1. Sarafu (SRF) acts as a basic income while also providing infrastructure for people to connect their Vouchers together
  2. Users can exchange various Vouchers (CICs) among each other so communities can create support networks among themselves.